The Maryland State Curriculum for Personal Financial Literacy Education:
Grades 3-12 Standards
Make informed, financially responsible decisions
Students will apply financial literacy reasoning in order to make informed, financially responsible decisions.
Relate careers, education, and income
Students will relate choices regarding their education and career paths to earning potential.
Plan and manage money
Students will develop skills to plan and manage money effectively by identifying financial goals and developing spending plans.
Manage credit and debt
Students will develop skills to make informed decisions about incurring debt and maintaining credit worthiness.
Create and build wealth
Students will develop skills to plan and achieve long-term goals related to saving and investing in order to build financial security and wealth.
Manage risks and preserve wealth
Students will develop financial planning skills to minimize financial setbacks.